thanx for the nice words-

Everyone on this board is so positive and supportive, it is really inspiring!

Update:
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I ran into a problem and lost all my subD tweaking.

I found that it is just way too difficult to adjust the UV's on a single mesh that is so complex. (At least for me it is!) also I read a post on this board ( I think the poster was Kevin) which stated to adjust the UV's before sub-d-ing your mesh.

So I took a few steps backwards-

I broke my model apart at the low poly level. Into key elements, hand, head... shirt etc.

Then I UV mapped them with the automatic mapping-
I moved the UV's around in the editor window. merging UV’s and such.

Made UV snapshots- brought them into PShop and threw down the rough textures-

... Now I am back to tweaking the subD's again!

I lost a lot of time but also learned alot!

H!