hay man, heads a vast imprvement over the very first post in this thread and i think if you follow jays wonderful advice you`ll crack it.
I would also look in to paying at www.3d.sk as I have found it to be one of the better things I have paid for.
referance is ALWAYS the key and that place has buckets of it. (just don`t get lost looking at all the pritty ladyies :p), just look at the differance 3 or 4 images here made.

keep at it