I am embarassed to say that I simply forgot to press the bake button.#@$%#@!!!!

so this is just for test fur as my modeling is not really done yet.
I have one directional light overhead and one spotlight behind the camera and the default light is disabled in render settings.

but for some wierd? reason the underside fur is highlighted.

without the fur attached these areas are BLACK.

my ambient colors are black...what might I be missing this time?