Thank you.

The water is made with the ocean option in fluids using almost the settings that comes in getting started. Then I modeled the mattress and the problem was to make it look realistic also, and for that i played with the lights a lot until getting something convincing.

Only one light is lighting the water but there are several low intensity directional lights for the mattress to avoid hard shadows. they are using raytrace shadows.

Im sure can be done better but the first picture I posted is the most realistic thing i have done till now and im happy with it.

In fact, the posibility of getting images that you cant distinguish from a photograph is my main motivation when using maya.

Edit: 2 lights for the water, not one, sorry.