this isnt going to help one bit, so im sorry in advance. However, im going to fire away anyway. If you have the money to invest (which alot of people wouldnt bother as its alot of money for a hobby) id advise you to buy Shave and a Haircut by Joe Alter.
It has a hair and fur system like no other with awesome dynamic and collision toys to play with.
Like i said if it's just a hobby or your starting out, then im sorry i cant help. If you want fast results, and lets say your'e a freelancer, then Shave is one of the best investments you could make.
those who succeed are only the failures that never gave up.