K was a real Newbie question from me, haha. I found out what my issue was. Just in case any other beginners are having the same problem. here is what will fix.

When using Viewport 2.0 you can not see the effects unless in Panels you have chosen Textures view.

Haha I find most of the time if something is not working it is one simple click somewhere that is overlooked. Can I thank myself for finding it? cheers all!