I made this in my spare time, with no hurries, and it took nearly 4 months(with a lot of breaks). She's fully rigged and textured.

Render:


Other:
Wireframe
Posing Test
Nude model

Specs:
Tri Count:10 000

Diffuse Textures:
1x1024^2 Texture - Body
1x512^2 Texture - Face
1x256^2 Texture - Clothes
1x256^2 Texture - Hair

Normal/Bump Map:
1x1024^2 - Body
1x512^2 - Face
1x256^2 - Hair

Specular:
1x1024^2 - Body
1x512^2 - Face
1x256^2 - Clothes
1x256^2 T- Hair

Alpha Map:
1x256^2 - Hair